{"id":820,"date":"2020-01-15T21:12:11","date_gmt":"2020-01-15T18:12:11","guid":{"rendered":"http:\/\/site.sengemg.org.br\/?page_id=820"},"modified":"2020-01-28T17:42:44","modified_gmt":"2020-01-28T14:42:44","slug":"previdencia-privada","status":"publish","type":"page","link":"https:\/\/sengemg.clkaqui.com.br\/index.php\/previdencia-privada\/","title":{"rendered":"Previd\u00eancia Privada"},"content":{"rendered":"\n<div class=\"row\"  id=\"row-39775706\">\n\n\n\t<div id=\"col-252213666\" class=\"col medium-3 small-12 large-3\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n<div id='iksm-1115' class='iksm iksm-1115 iksm-container '  data-id='1115' data-is-pro='0' data-source='menu'><div class='iksm-terms'><div class='iksm-terms-tree iksm-terms-tree--level-1 iksm-terms-tree--parents' style=''><div class=\"iksm-terms-tree__inner\">\n        <div class=\"iksm-term iksm-term--id-1108 iksm-term--parent\" data-id=\"1108\">\n            <div class=\"iksm-term__inner\" tabindex='0'>\n                <a class=\"iksm-term__link\" href='https:\/\/sengemg.clkaqui.com.br\/index.php\/sobre-o-departamento\/' target='_self' tabindex='-1'>\n\t\t\t\t\t        <span class=\"iksm-term__text\">Sobre o Departamento<\/span>\n\t\t                <\/a>\n\t\t\t\t            <\/div>\n\t\t\t        <\/div>\n\n\t\t\n        <div class=\"iksm-term iksm-term--id-1110 iksm-term--parent\" data-id=\"1110\">\n            <div class=\"iksm-term__inner\" tabindex='0'>\n                <a class=\"iksm-term__link\" href='https:\/\/sengemg.clkaqui.com.br\/index.php\/category\/noticias\/ultimas-noticias-aposentados\/' target='_self' tabindex='-1'>\n\t\t\t\t\t        <span class=\"iksm-term__text\">\u00daltimas Not\u00edcias<\/span>\n\t\t                <\/a>\n\t\t\t\t            <\/div>\n\t\t\t        <\/div>\n\n\t\t\n        <div class=\"iksm-term iksm-term--id-1111 iksm-term--parent\" data-id=\"1111\">\n            <div class=\"iksm-term__inner\" tabindex='0'>\n                <a class=\"iksm-term__link\" href='https:\/\/sengemg.clkaqui.com.br\/index.php\/previdencia-publica-inss\/' target='_self' tabindex='-1'>\n\t\t\t\t\t        <span class=\"iksm-term__text\">Previd\u00eancia P\u00fablica (INSS)<\/span>\n\t\t                <\/a>\n\t\t\t\t            <\/div>\n\t\t\t        <\/div>\n\n\t\t\n        <div class=\"iksm-term iksm-term--id-1112 iksm-term--parent\" data-id=\"1112\">\n            <div class=\"iksm-term__inner\" tabindex='0'>\n                <a class=\"iksm-term__link\" href='https:\/\/sengemg.clkaqui.com.br\/index.php\/previdencia-privada\/' target='_self' tabindex='-1'>\n\t\t\t\t\t        <span class=\"iksm-term__text\">Previd\u00eancia Privada<\/span>\n\t\t                <\/a>\n\t\t\t\t            <\/div>\n\t\t\t        <\/div>\n\n\t\t\n        <div class=\"iksm-term iksm-term--id-1113 iksm-term--parent\" data-id=\"1113\">\n            <div class=\"iksm-term__inner\" tabindex='0'>\n                <a class=\"iksm-term__link\" href='https:\/\/sengemg.clkaqui.com.br\/index.php\/estatuto-do-idoso\/' target='_self' tabindex='-1'>\n\t\t\t\t\t        <span class=\"iksm-term__text\">Estatuto do Idoso<\/span>\n\t\t                <\/a>\n\t\t\t\t            <\/div>\n\t\t\t        <\/div>\n\n\t\t\n        <div class=\"iksm-term iksm-term--id-1114 iksm-term--parent\" data-id=\"1114\">\n            <div class=\"iksm-term__inner\" tabindex='0'>\n                <a class=\"iksm-term__link\" href='https:\/\/sengemg.clkaqui.com.br\/index.php\/entidades-de-classe\/' target='_self' tabindex='-1'>\n\t\t\t\t\t        <span class=\"iksm-term__text\">Entidades de Classe<\/span>\n\t\t                <\/a>\n\t\t\t\t            <\/div>\n\t\t\t        <\/div>\n\n\t\t<\/div><\/div><\/div><div id=\"iksm_data_args\" class=\"data-args\"  data-collapse_children_terms='1' data-collapse_other_terms='1' data-collapse_animation_duration='400' data-expand_animation_duration='400'><\/div><\/div><script id=\"styles-copier-6a06f92fdb62e\">\n\t\t\t\/\/ Finding styles element\n\t        var element = document.getElementById(\"iksm-dynamic-style\");\n\t        if (!element) { \/\/ If no element (Cache plugins can remove tag), then creating a new one\n                element = document.createElement('style');\n                var head = document.getElementsByTagName(\"head\")\n                if (head && head[0]) {\n                \thead[0].appendChild(element);\n                } else {\n                  \tconsole.warn(\"Iks Menu | Error while printing styles. Please contact technical support.\");\n                }\n\t        }\n\t\t\t\/\/ Copying styles to <styles> tag\n\t        element.innerHTML += \".iksm-1115 .iksm-terms{background-color:rgba(112,112,112,1);transition:all 400ms;animation:iks-fade-in 1000ms;}.iksm-1115 .iksm-term__inner{background-color:rgba(92,104,141,1);min-height:44px;transition:all 400ms;}.iksm-1115 .iksm-term__inner:hover{background-color:rgba(236,236,236,1);}.iksm-1115 .iksm-term--current > .iksm-term__inner{background-color:rgba(212,212,212,1);}.iksm-1115 .iksm-term__link{color:rgba(255,255,255,1);font-size:15px;line-height:15px;font-weight:400;text-decoration:none;padding-top:5px;padding-right:15px;padding-bottom:5px;padding-left:15px;transition:all 400ms;}.iksm-1115 .iksm-term__inner:hover .iksm-term__link{color:rgba(50,50,50,1);}.iksm-1115 .iksm-term__toggle__inner{transition:transform 400ms}.iksm-1115 .iksm-term--expanded > .iksm-term__inner > .iksm-term__toggle > .iksm-term__toggle__inner{transform:rotate(180deg);}.iksm-1115 .iksm-term__toggle{color:rgba(133,133,133,1);font-size:22px;align-self:stretch;height:unset;;width:40px;transition:all 400ms;}.iksm-1115 .iksm-term__toggle:hover{color:rgba(0,0,0,1);}.iksm-1115 .iksm-term__image-container{width:30px;min-width:30px;height:30px;min-height:30px;margin-right:15px;transition:all 400ms;}.iksm-1115 .iksm-term__image{background-size:contain;background-position:center;background-repeat:no-repeat;}.iksm-1115 .iksm-term__image-container:hover{background-size:contain;background-position:center;background-repeat:no-repeat;}.iksm-1115 .iksm-term__inner:hover .iksm-term__image-container{background-size:contain;background-position:center;background-repeat:no-repeat;}.iksm-1115 .iksm-term__inner:focus .iksm-term__image-container{background-size:contain;background-position:center;background-repeat:no-repeat;}.iksm-1115 .iksm-term--current > .iksm-term__inner .iksm-term__image-container{background-size:contain;background-position:center;background-repeat:no-repeat;}.iksm-1115 .iksm-term--child .iksm-term__inner .iksm-term__image-container{background-size:contain;background-position:center;background-repeat:no-repeat;}.iksm-1115 .iksm-term--child .iksm-term__inner .iksm-term__image-container:hover{background-size:contain;background-position:center;background-repeat:no-repeat;}.iksm-1115 .iksm-term--child .iksm-term__inner .iksm-term__image-container:focus{background-size:contain;background-position:center;background-repeat:no-repeat;}.iksm-1115 .iksm-term--child.iksm-term--current > .iksm-term__inner .iksm-term__image-container{background-size:contain;background-position:center;background-repeat:no-repeat;}.iksm-1115  .iksm-term__text{flex: unset}.iksm-1115 .iksm-term__posts-count{color:rgba(133,133,133,1);font-size:16px;margin-left:12px;font-weight:400;transition:all 400ms;}\";\n\t        \/\/ Removing this script\n            var this_script = document.getElementById(\"styles-copier-6a06f92fdb62e\");\n            if (this_script) { \/\/ Cache plugins can remove tag\n\t            this_script.outerHTML = \"\";\n\t            if (this_script.parentNode) {\n\t                this_script.parentNode.removeChild(this_script);\n\t            }\n            }\n        <\/script>\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n\t<div id=\"col-1480395566\" class=\"col medium-9 small-12 large-9\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n<p><span style=\"color: #ce7917; font-size: large;\"><span style=\"color: #ce7917; font-size: large;\"><b>Previd\u00eancia<\/b><\/span><b style=\"color: #ce7917; font-size: large;\">\u00a0Complementar<\/b><\/span><\/p>\n<p>A previd\u00eancia complementar \u00e9 um benef\u00edcio opcional, que proporciona ao trabalhador um seguro previdenci\u00e1rio adicional, conforme sua necessidade e vontade. \u00c9 uma aposentadoria contratada para garantir uma renda extra ao trabalhador ou a seu benefici\u00e1rio. Os valores dos benef\u00edcios s\u00e3o aplicados pela entidade gestora, com base em c\u00e1lculos atuariais.<br \/><br \/>Al\u00e9m da aposentadoria, o participante normalmente tem \u00e0 sua disposi\u00e7\u00e3o prote\u00e7\u00e3o contra riscos de morte, acidentes, doen\u00e7as, invalidez etc. No Brasil existem dois tipos de previd\u00eancia complementar: a previd\u00eancia aberta e a previd\u00eancia fechada.<\/p>\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n\t<div id=\"col-1044382430\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n<p style=\"text-align: center;\"><br \/><br \/>Ambas funcionam de maneira simples: durante o per\u00edodo em que o cidad\u00e3o estiver trabalhando, paga todo m\u00eas uma quantia de acordo com a sua disponibilidade. O saldo acumulado poder\u00e1 ser resgatado integralmente ou recebido mensalmente, como uma pens\u00e3o ou aposentadoria tradicional.<br \/><br \/>As institui\u00e7\u00f5es que trabalham com planos de previd\u00eancia aberta s\u00e3o fiscalizadas pela Susep (Superintend\u00eancia de Seguros Privados), do Minist\u00e9rio da Fazenda.<br \/><br \/><b>Previd\u00eancia Fechada<\/b><br \/><br \/>As Entidades Fechadas de Previd\u00eancia Complementar (EFPC), mais conhecidas como fundos de pens\u00e3o, s\u00e3o institui\u00e7\u00f5es sem fins lucrativos que mant\u00eam planos de previd\u00eancia coletivos. S\u00e3o permitidas exclusivamente aos empregados de uma empresa e aos servidores da Uni\u00e3o, dos Estados, do Distrito Federal e dos Munic\u00edpios, entes denominados patrocinadores; e aos associados ou membros de pessoas jur\u00eddicas de car\u00e1ter profissional, classista ou setorial, denominados instituidores.<br \/><br \/>A fiscaliza\u00e7\u00e3o das EFPC \u00e9 feita pela Superintend\u00eancia Nacional de Previd\u00eancia Complementar \u2013 Previc e regulada pela Secretaria de Pol\u00edticas de Previd\u00eancia Complementar (SPPC), do Minist\u00e9rio da Previd\u00eancia Social.<br \/><br \/>Em 2003, trabalhadores vinculados a entidades representativas, como sindicatos, cooperativas e \u00f3rg\u00e3os de classe passaram a ter direito \u00e0 previd\u00eancia complementar fechada, numa modalidade denominada previd\u00eancia associativa.<br \/><br \/>Fonte: Minist\u00e9rio da Previd\u00eancia Social<\/p>\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-820","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/sengemg.clkaqui.com.br\/index.php\/wp-json\/wp\/v2\/pages\/820","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sengemg.clkaqui.com.br\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/sengemg.clkaqui.com.br\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/sengemg.clkaqui.com.br\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/sengemg.clkaqui.com.br\/index.php\/wp-json\/wp\/v2\/comments?post=820"}],"version-history":[{"count":3,"href":"https:\/\/sengemg.clkaqui.com.br\/index.php\/wp-json\/wp\/v2\/pages\/820\/revisions"}],"predecessor-version":[{"id":1123,"href":"https:\/\/sengemg.clkaqui.com.br\/index.php\/wp-json\/wp\/v2\/pages\/820\/revisions\/1123"}],"wp:attachment":[{"href":"https:\/\/sengemg.clkaqui.com.br\/index.php\/wp-json\/wp\/v2\/media?parent=820"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}